If you have an electronic bond, you can see what it is worth in your TreasuryDirect account. (If you cash in the bond before 5 years, you lose 3 months interest.) Thus, your bond's value grows both because it earns interest and because the principal value gets bigger.ĮE and I bonds earn interest until the first of these events: You cash in the bond or the bond matures – reaches the end of its 30-year term. The new principal is the sum of the prior principal and the interest earned in the previous 6 months. Interest is compounded semiannually, meaning that every 6 months we apply the bond’s interest rate to a new principal value. How often do the bonds for sale today earn interest?īoth EE and I savings bonds earn interest monthly. We guarantee that the interest rate of an I bond will never fall below zero. an inflation rate that we calculate twice a year (November, May).I bonds earn a rate that can change every 6 months. (If you have an EE bond from before May 2005, it may be earning interest at a variable rate.
We guarantee that the value of your new EE bond at 20 years will be double what you paid for it.
It may change after that for the last 10 of its 30 years. That rate remains the same for at least the first 20 years. Use this table to see the features of both side by side.ĮE bonds you buy now have a fixed interest rate that you know when you buy the bond. We currently offer 2 types of savings bonds: EE bonds and I bonds.
0 kommentar(er)
